One other thing I want to mention to you which we really don’t talk about very much, but it’s become significant enough that you probably should be aware of it. The strong dollar, the weak euro actually has a negative P&L impact on our Company because inter company loans, these are not loans of outside people. But the way it works is that the loans are denominated in dollars, so with interest rates on business loans the weak euro, our French location, have to come up with more euros to pay the loans off and there are negative impacts to the P&L. These are really not cash items, they’re book items, but in the third quarter, it was $96,000, in the second quarter $81,000, first quarter $41,000. Now if the currencies level off, obviously that issue goes away but I just thought you should be aware of it, those are all SG&A items, by the way, those negative impacts. Let’s go to a discussion about the third quarter and the fourth quarter. The third quarter is pretty much a continuation of the second quarter in terms of it being an electronics story, electronics continue to be weak, the electronic revenues continue to be weak as you noted already from mass commentary. Aerospace is not really the story here in terms of explaining the P&L weakness and the top line weakness, it really continues to be an electronic story, at least it did in the third quarter continue to be an electronics story. So as far as the fourth quarter is concerned though, I thought you’d be interested to know that we got off to, I would say, a very good start.
If you have a car that has been paid off, an auto loan may be your best option if you don’t have exceptional credit. Also, there is less stress and legwork involved when you apply for a loan on-line. In some cases, creditors take on an agitated approach and begin massive campaign of harassment toward the consumer. So what exactly are all these annoying but necessary extra fees? She will probably be taken back that you know to ask this question. Some mortgage holders find the process of composing this letter somewhat intimidating.
If you feel you are victim of an abusive or harassing debt collector you should: 1 Find out if the collector is violating the FDCPA or your states laws. Thank you very much for your consideration, and we are most eagerly awaiting your response. You need to spend time and think about how you can come up with better terms. An application only means there are no financial statements, income tax returns, personal financial statements and bank statements required. Whether this is due to the creditors decision to ignore notification or whether they simply failed to alert their collectors, the continuing collection process can be very upsetting and demeaning to the person who is genuinely attempting to pay off their debts. A.